You're in deep trouble. That adjustable-rate mortgage that you took out a few years ago has adjusted way up. You can't make the new payments. Now what? Panic time?

President bails out subprime borrowers with refinancing option (The Monitor)
What is a subrime ? A subprime loan is a type of loan typified by adjustable interest rates or generally high interest rates. Subprime loans usually target people who otherwise couldn’t afford a mortgage or people who want a bigger loan than they would normally qualify for.